Terms and Conditions
Welcome to DebtCircle! These terms and conditions ("Terms") govern your access to and use of DebtCircle's website (the "Website") and services (the "Services"). By accessing or using the Website or Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website or Services.
1. Use of Website and Services
- You must be at least 18 years old to use the Website and Services.
- You agree to use the Website and Services only for lawful purposes and in compliance with these Terms.
- You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account or password.
2. Intellectual Property
- All content on the Website, including text, graphics, logos, images, and software, is the property of DebtCircle or its licensors and is protected by copyright, trademark, and other intellectual property laws.
- You may not modify, reproduce, distribute, publish, transmit, or create derivative works of any content on the Website without the prior written consent of DebtCircle.
3. User Content
- You retain ownership of any content you submit to the Website ("User Content").
- By submitting User Content to the Website, you grant DebtCircle a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content in connection with the Website and DebtCircle's business.
- You represent and warrant that you have the necessary rights to grant the license in Section 3.2 and that the User Content does not violate any third-party rights or applicable laws.
4. Privacy
- Your use of the Website and Services is subject to DebtCircle's Privacy Policy, which is incorporated by reference into these Terms.
5. Disclaimer of Warranties
- The Website and Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.
- DebtCircle does not warrant that the Website or Services will be uninterrupted, error-free, or free of viruses or other harmful components.
6. Limitation of Liability
- In no event shall DebtCircle be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, arising out of or in connection with your use of the Website or Services.
7. Indemnification
- You agree to indemnify and hold harmless DebtCircle and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in connection with your use of the Website or Services or your violation of these Terms.
8. Governing Law
- These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.
9. Changes to Terms
- DebtCircle reserves the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website or Services after the posting of revised Terms constitutes your acceptance of the changes.
10. Contact Us
- If you have any questions or concerns about these Terms, please contact us at [email protected]
By using the Website or Services, you agree to be bound by these Terms.
Last updated: May 2025